Thursday, May 31, 2012

Great Tips On Home Improvement And How To Get Started ...

Sometimes laying down new hardwood floors is not your only option, so make sure to consult a professional about your existing flooring first. You may find a lovely, natural hardwood floor buried beneath layers of linoleum or carpet. You can end up with a high-quality floor that costs much less.

Does your deck need repairs? Seek for uneven boards in the cracks in the wood. Also, look for dry rot in the deck and do not forget to look for uneven screws and nails.

Get new metal fixtures for your bathroom. You can find matching fixtures in stores or online. These include towel racks, showers curtains, toilet paper holders and other things. Many home improvement stores offer these fixtures as part of a complete, coordinating package, that can easily be installed in a single day.

Before you paint any walls, make sure you cover any electrical outlets you have with aluminum foil. It?s easier to use aluminum foil and protects the outlets. Your cleanup will be simple! Just be sure to let the paint dry before you carefully remove the foil and recycle it.

A new look and fresh appearance can be achieved easily with a low-cost coat of paint on your walls. Visit a hardware store in your area and view the paint chips. Pick the ones that you love best, and take a chance! If you find that you aren?t thrilled with it, you could just paint over it.

If you need to reclaim some space on an end table or nightstand, ditch the table lamp and replace it with a floor lamp. Floor lamps could be moved around, on the other hand, table lamps use a lot of table space. Pick out a lamp that is different and that you really enjoy.

To make your house look new and vibrant, try repainting the walls. A new coat of paint could change how a room looks. It is fairly inexpensive to paint a room, but it will add value to your home. You?ll find that light, airy shades complement the widest variety of different furnishings and decorating styles.

If you are making a major home improvement, purchase plans. The blueprints are worth the money. These can also be shown to the buyer if you want to sell your home.

Make sure you do not just hire someone that is offering a low price. Some contractors will quote low in order to get hired, but will add charges during their work. Others will do a poor job, if you don?t pay well. Do some research on what your project should cost, and use that information when hiring a contractor.

Does your porch need a new paint job? Make sure the paint you choose is of good quality. Make sure you use the same paint type as the existing paint. Oil paints work work well for trim because of its durability. However, oil-based paints are slick and slippery, so they are not good for walking areas.

How much longer are you going to be living in your home? It probably isn?t the best option to spend a lot of money making changes if you don?t plan on staying there long. Of course, necessary repairs should be made but save the expensive upgrades for the next resident.

Have your chimney cleaned and inspected by a professional regularly. This is crucial if you use your fireplace to burn wood, but other heat sources also require a clean, well-maintained chimney for proper venting. Toxic fumes accumulating in your home is something you must avoid, as is the possibility of chimney fires!

In order to create precious floor space or clear out other much-needed space that is being take up by your television or television stand, you might want to consider getting a wall-mounted bracket to hold your television. The best part is, if all the directions are followed closely, this could be accomplished in about a half hour.

You can easily update the look of your home by doing some simple interior decorating. Using new materials or a new color scheme can quickly give your home a new look and feel. By using these handy tips, your home improvement project will be a great success.

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Oil drops on disappointing US growth data

(AP) ? The price of oil is falling again on reports that the U.S. economy isn't growing as expected.

Benchmark U.S. crude lost $1.28 to $86.54 per barrel while Brent crude lost $1.13 to $102.34 per barrel. Oil is now the cheapest it's been all year.

Prices have been falling due to a variety of factors. On Thursday, the U.S. reported that the economy grew by 1.9 percent in the first quarter, slower than first estimated. The number of Americans seeking unemployment benefits also rose last week to a five-week high.

Tensions also are easing over Iran's nuclear program, reducing chances for a conflict in the Persian Gulf. And China's manufacturing sector is slowing down while Europe's banking crisis threatens to plunge the region into recession.

Associated Press

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Woman recalls rowdy fans before Giants fan beaten

Defendant Marvin Norwood appears in Los Angeles Superior Court on Wednesday, May 30, 2012, in Los Angeles. Norwood and co-defendant Louie Sanchez are accused of beating San Francisco Giants fan Bryan Stow in the parking lot of Dodger Stadium after a baseball game on March 31, 2011. (AP Photo/Los Angeles Times, Irfan Khan) NO FORNS; NO SALES; MAGS OUT; ORANGE COUNTY REGISTER OUT; LOS ANGELES DAILY NEWS OUT; VENTURA COUNTY STAR OUT; INLAND VALLEY DAILY BULLETIN OUT; SAN BERNARDINO SUN OUT; MANDATORY CREDIT, TV OUT

Defendant Marvin Norwood appears in Los Angeles Superior Court on Wednesday, May 30, 2012, in Los Angeles. Norwood and co-defendant Louie Sanchez are accused of beating San Francisco Giants fan Bryan Stow in the parking lot of Dodger Stadium after a baseball game on March 31, 2011. (AP Photo/Los Angeles Times, Irfan Khan) NO FORNS; NO SALES; MAGS OUT; ORANGE COUNTY REGISTER OUT; LOS ANGELES DAILY NEWS OUT; VENTURA COUNTY STAR OUT; INLAND VALLEY DAILY BULLETIN OUT; SAN BERNARDINO SUN OUT; MANDATORY CREDIT, TV OUT

Defendant Louie Sanchez, left, appears in Los Angeles Superior Court with an attorney on Wednesday, May 30, 2012, in Los Angeles. Sanchez and co-defendant Marvin Norwood are accused of beating San Francisco Giants fan Bryan Stow in the parking lot of Dodger Stadium after a baseball game on March 31, 2011.(AP Photo/Los Angeles Times, Irfan Khan) NO FORNS; NO SALES; MAGS OUT; ORANGE COUNTY REGISTER OUT; LOS ANGELES DAILY NEWS OUT; VENTURA COUNTY STAR OUT; INLAND VALLEY DAILY BULLETIN OUT; SAN BERNARDINO SUN OUT; MANDATORY CREDIT, TV OUT

Defendant Marvin Norwood appears in Los Angeles Superior Court on Wednesday, May 30, 2012, in Los Angeles. Norwood and co-defendant Louie Sanchez are accused of beating San Francisco Giants fan Bryan Stow in the parking lot of Dodger Stadium after a baseball game on March 31, 2011. (AP Photo/Los Angeles Times, Irfan Khan) NO FORNS; NO SALES; MAGS OUT; ORANGE COUNTY REGISTER OUT; LOS ANGELES DAILY NEWS OUT; VENTURA COUNTY STAR OUT; INLAND VALLEY DAILY BULLETIN OUT; SAN BERNARDINO SUN OUT; MANDATORY CREDIT, TV OUT

Defendant Louie Sanchez appears in Los Angeles Superior Court on Wednesday, May 30, 2012, in Los Angeles. Sanchez and co-defendant Marvin Norwood are accused of beating San Francisco Giants fan Bryan Stow in the parking lot of Dodger Stadium after a baseball game on March 31, 2011. (AP Photo/Nick Ut, Pool)

Defendant Louie Sanchez, left, appears in Los Angeles Superior Court with an attorney on Wednesday, May 30, 2012, in Los Angeles. Sanchez and co-defendant Marvin Norwood are accused of beating San Francisco Giants fan Bryan Stow in the parking lot of Dodger Stadium after a baseball game on March 31, 2011. (AP Photo/Nick Ut, Pool)

(AP) ? A woman who saw two men harassing San Francisco Giants fans before a brutal beating in a Dodger Stadium parking lot testified Thursday about the volatile atmosphere after the 2011 opening day game.

Anna Maria Davila told a judge about encountering two men who matched the descriptions of defendants charged in the attack on Santa Cruz paramedic Bryan Stow.

Davila said one of the men was taunting Giants fans and punched a teenage boy who backed off.

She described a generally troubling atmosphere.

"I was annoyed by their behavior," she said. "There were a lot of fans coming by, and there were a lot of slurs being said (about) the Giants, a lot of profanity."

Moments after the first encounter, Davila said one of the men told her, "'that's how we do it.'"

Then, she said, the men turned their attention to a group of four Giants fans in their 30s. She didn't see a confrontation but said the men came running back a few minutes later, jumped into a car and shouted at a woman at the wheel, "'Drive, Drive!'" and they took off.

However, she could not positively identify defendants Louie Sanchez and Marvin Norwood. Both have pleaded not guilty. A judge will decide after the hearing if there is enough evidence to send them to trial in the Stow beating.

The case is fraught with undercurrents for the city where Dodger Stadium has long been a baseball landmark. The beating prompted public outrage and led to increased security at Dodgers games.

Lawyers for Sanchez and Norwood have suggested they might have been involved in other altercations that day but not the attack of Stow.

Associated Press

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Is Internet Marketing or Network Marketing A Better Way To Make ...

?

I make money doing both Internet marketing and network marketing. The question for a newbie trying to make money online is which way is better? Let?s answer that question.

1. Network marketing. I have found that it?s easier to build an MLM business when you incorporate Internet marketing into it.

The big advantage is in generating real prospects for your business. In the old days of network marketing you had to prospect in person or by phone.

This eliminated most people from ever really sponsoring anyone and building a large downline. Most people were never any good at handing out business cards, prospecting, identifying real prospects, setting an appointment, doing an MLM business presentation, following up, enrolling a new distributor, and teaching them how to do what you just did.

It?s actually amazing to think about people like Mark Yarnell with Nu Skin, Dexter Jaeger with Amway, Jan Rhue with Discovery Toys, and so on were as successful as they were. This is why John Milton Folgg wrote the best-selling MLM book titled ?The Greatest Networker? which is a parable about a young man ready to quit network marketing and what he learns to become successful at it.

In the past so much energy was spent on personal development because this was really the only way the average person was going to improve themselves to the point they would go through this whole process to build their business.

2. Internet marketing. Even with the advantages that the Internet provides most people still will never sponsor more than 1 or 2 people in their downline. The reason for this is using the Internet to build an MLM business takes online marketing skills.

It really doesn?t matter what the business model is. Until you learn how to get traffic to a website you are not going to make money.

Based on this fact network marketing companies are incorporating a lot of training on traffic generation. This can still mean using offline marketing methods with your warm market.

However, in building a meaningful MLM business, you will need to learn how to promote your system of prospecting, sponsoring, and training using the Internet. The exciting thing about this is once you learn how to do it you can be in multiple network marketing businesses at the same time.

You may not be comfortable with that. You might just want to focus on one and building it as large as you can.

However, once you start making money with your first network marketing business, today many Internet marketers will take on a second mlm opportunity. The key to making this work for you is to outsource the traffic generation.

You can still put your personal touch on following up with prospects yourself. But you don?t have to deal with anybody until they are a legitimate prospect. This is why network marketing is a great way to make money when you use Internet marketing to assist you in doing it.

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Wednesday, May 30, 2012

Trump overshadows Romney with 'birther' talk

LAS VEGAS (AP) ? Mitt Romney's presidential campaign collided with Donald Trump's "birther" rhetoric on Tuesday as the reality television star hosted a fundraiser for the Republican while claiming again that President Barack Obama is foreign-born.

The debunked conspiracy theory among conservative activists dubbed "birthers" charges that Obama is not constitutionally qualified to serve in the White House. Romney has said he believes Obama was born in America, but he has not condemned Trump's comments.

Democrats contend it's the latest example of Romney's reluctance to confront the more extreme elements in his party.

"A lot of people do not think it was an authentic certificate," Trump told CNN of Obama's birth certificate, just hours before he was set to host Romney's finance event at the Trump International Hotel in Las Vegas.

Such allegations have been repeatedly proven false. The state of Hawaii recently re-affirmed that Obama was born there.

Trump's comments, repeated in several media interviews Tuesday, overshadowed Romney's visit to Nevada, one of a handful of swing states expected to decide the presidential contest in November. Trump also upstaged news from Texas that Romney had collected enough delegates to clinch the Republican presidential nomination.

Romney did not address the issue directly at separate events in Colorado and Nevada, but on Monday night he told reporters aboard his campaign plane that Trump is entitled to his opinion. Even as Trump-related criticism from Democrats and Republicans intensified in recent days, Romney showed no sign of distancing himself from the polarizing figure.

"I don't agree with all the people who support me. And my guess is they don't all agree with everything I believe in," Romney said. "But I need to get 50.1 percent or more. And I'm appreciative to have the help of a lot of good people."

The birth question wasn't brought up at the Las Vegas fundraiser, and Romney spoke highly of Trump's efforts on his behalf.

"Mr. Trump, thank you for letting us come to this beautiful hotel and being with so many friends," Romney said. "Thank you for twisting the arms that it takes to bring a fundraiser together. I appreciate your help."

Trump remains popular among the conservative base and boasts ties to deep-pocketed donors. The Las Vegas event was expected to raise $2 million, but Romney's ties to Trump extend beyond that single fundraiser. He has recorded automated phone calls for Romney, hosted a fundraiser for his wife, Ann, in New York, and pressed the candidate's case as a television surrogate.

When Romney's campaign plan arrived at the Las Vegas airport Tuesday, it parked within sight of Trump's plane ? the businessman's name emblazoned on the side in large gold letters.

Former House Speaker Newt Gingrich, once a rival for the GOP nomination and now a Romney supporter, suggested that the Trump issue will not derail Romney's campaign.

"Gov. Romney's not distracted. The Republican Party's not distracted," said Gingrich, who attended the Trump fundraiser. "We believe that this is an American-born job-killing president. Other people may believe that he was born somewhere else and still kills jobs."

The Obama campaign released a video Tuesday criticizing what it considers Romney's unwillingness to stand up to Trump and the more extreme elements in his party. There have been other examples in recent weeks that underscore Romney's delicate push to win over skeptical conservatives while appealing to moderates and independents who generally deliver general election victories.

"Mitt Romney's continued embrace of Donald Trump and refusal to condemn his disgraceful conspiracy theories demonstrates his complete lack of moral leadership," Obama's deputy campaign manager, Stephanie Cutter, said in a statement. "If Mitt Romney lacks the backbone to stand up to a charlatan like Donald Trump because he's so concerned about lining his campaign's pockets, what does that say about the kind of president he would be?"

While Trump asserts that the matter of Obama's birth is a "good issue" for Romney, conservative commentator George Will questioned the "cost benefit" of Romney appearing with Trump.

"The cost of appearing with this bloviating ignoramus is obvious, it seems to me," Will said Sunday. "Donald Trump is redundant evidence that if your net worth is high enough, your IQ can be very low and you can still intrude into American politics. ... Again, I don't understand the benefit. What is Romney seeking?"

Trump revived the false claims about Obama's birthplace late last week, citing a story about a literary agency that mistakenly listed that Obama was born in Kenya.

While Romney briefly addressed the issue Monday, senior aide Eric Fehrnstrom declined to condemn Trump's remarks in a recent interview.

"I can't speak for Donald Trump ... but I can tell you that Mitt Romney accepts that President Obama was born in the United States," Fehrnstrom said. "He doesn't view the place of his birth as an issue in this campaign."

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Distributing Your online Marketing Note With Podcasts ...

From splash over pages to help you capture web sites, landing web sites to sign-up forms, Network Marketing is a part within the Internet for years now. Podcasting is a good internet online strategy which has had a "social marketing" feel to barefoot jogging.

With Rank For Commissions, your advertise is globalized. But, smooth against strengths and even weaknesses that leave them suitable or incompatible beyond doubt companies.

Even probably the most enthusiastic web marketing content can do not convert potential customers into potential buyers if very easy present strong reasons why you are purchasing the beauty products. As these sort of, this content include a potent and believable proactive approach that urges the buyer to get their purchase without reluctance. So for anyone who is developing quite a few websites to try and do your home-based business, and you could be struggling to formulate a decent position on the google, you does not need to focus precisely on weblink building. pick an individual?s audience on the crowd.

Among the best ways to help you fail having forum search engine marketing is to get involved with heated reasons on Commission Hack with some other users. I?ve found that if I fully understand why We?re doing or possibly learning anything, I?m even more motivated as opposed to if I am just after the crowd, or finding your way through some gone, ritualistic exercises. Silly volunteer Beau Mason repeated, "To produce matters rather more serious, we Rip Curl Commissions have any map with the car." I didn?t get a brain picture with Philadelphia being over the eastern half of Pa! It is terrible.

Although success can be your absolute end goal in web affiliate marketing, it will historic turn your profit so expect you?ll wait which period out there.

The initial thing to do is usually to set all the ?filter-types?. They are generally on just about every single website you try to find or head to, they are usually constantly bombarding a person?s inbox. Write your articles, record a audio, and film a new video. Purchase the format dependant on what?s the most beneficial fit for you personally!.

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Tuesday, May 29, 2012

User:IbbyNeilsen35 - IO's Miner

From IO's Miner

An Important Legal Shield Review

Finished the last few of months, there's been a great amount of buzz over Legal Shield. If you are thinking regarding joining, I like to advocate that you take a time to study this whole review first. Doing this can help you make a great educated conclusion about the business, the product plus the actual business chance. Prior to you proceed, I like to disclose which I am certainly not a Legal Shield distributor ma you can bet which you're going to get a third party unbiased review.

Who Is Legal Shield As well as Precisely what Do They Marketplace? 1st things 1st, if you're searching to join the business, it's important to understand a couple background information. Legal shield (formerly known because Prepaid Lawful Services) is a network advertising company that markets reasonably priced expert legal solutions and additionally identity theft protection. The company is based in Oklahoma and has been about for virtually 40 years. Currently, the business has finished 1.4 million customers within the US and Canada. The business publicly changed from Prepaid Lawful Solutions to Legal Shield upon September 10th, 2011. Earlier in the year, Prepaid Legal Services was acquired by MidOcean Spouses, that is a professional equity fast based in New York. The changing associated with the name is mentioned to be the 1st change that will be followed by different changes to re-brand the business. An additional following extensive change being the assigning of the unique CEO, Rip Mason.

Exactly how Do You Make Cash With LegalShield? Because far as the actual compensation plan goes, the company provides suppliers to make cash 3 main approaches. The 1st method is through personal commissions, whereby you can make money personally selling memberships to customers. The second way you can easily make money is through overrides attained on memberships sold through your team subscribers. And additionally lastly, you can easily develop lengthy term residual income by building a customer base of loyal investing customers. In addition, there are numerous rewards for top creating leaders that include paid business trips along with a vehicle program. Total, the compensation plan is fair as well as can be truly lucrative.

Is Legal Shield A Good Business Opportunity? In summary, the business is a solid business through a good business opportunity. The company itself happens to be about for quite some time that is testimony to it's stability. In addition, they marketplace a distinctive and additionally useful service that people need. Unfortunately, those things definitely will have few to do alongside the accomplishment. At the end associated with the day, your achievements definitely will depend on the capability to sponsor people back into the business and additionally market memberships. I recommend which you use Attraction Advertising to brand your self online and additionally generate leads. If you can effectively combine online Attraction Marketing alongside effective off-line advertising techniques, you can easily really well be upon your method to building a prosperous business.

Success with your business demands a performing knowledge of personal branding and lead generation. Learn how to build the Legal Shield downline by being an Alpha Networker simultaneously offline and online. Visit for more information about Legalshield.

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How to Stay Alive When Business Shrinks | Best Outsourcing Partners

You?ve used everything you had to keep going, but it may not be enough. Norm Brodsky weighs in on what to do next.

life saver, close-up

shutterstock images


Norm Brodsky is a veteran entrepreneur.

Dear Norm,

I am the second-generation owner of a wholesale shade-tree nursery that has been in business for 30 years. When we were profitable, we were making more than $500,000 a year. But over the past three years, we have lost more than $300,000 a year, largely because of the downturn in the housing market. I?ve used my equity and retirement savings to keep going. As a result, 80 percent of my net worth is gone. Meanwhile, the bank is threatening to close my line of credit. My CPA thinks we will be OK if we can just hang in for two more years, but if I don?t secure new financing, we won?t make it. I love this work, but I am struggling to see the future. Do I keep going? The economy is improving, but maybe not fast enough. What would you suggest?

?Name withheld

Accountants are historians. They are good at telling you what a company has done in the past, but it?s always dangerous to take a CPA?s business advice going forward. I was concerned that this writer?let?s call him Jim?might make a disastrous mistake based on his CPA?s assurance that he just had to hang on for two years. The CPA, it seems to me, is assuming that the real estate market, and thus the market for trees, will bounce back by mid-2014. That is highly unlikely, in my view, and certainly not something to count on.

After talking to Jim, it wasn?t hard to diagnose his problem: His cash flow from operations is not enough to cover both his operating costs and the annual payments on his debt. Although the company?s sales have improved since bottoming out in 2008, they are still?at $790,000?barely 40 percent of what they were at the height of the housing boom and $400,000 below his breakeven point. Could sales increase enough in the next two years for the business to become profitable? Who knows? There are no large, untapped sources of revenue Jim can go after, and so his fate depends entirely on what happens in the housing market. Meanwhile, he can?t cut operating costs any more than he has. He would thus have to borrow more money to stay afloat while hoping for a miracle rebound in the market. Without one, he could be even worse off in two years than he is today.

I offered Jim an alternative scenario. ?What if this change in your business is permanent?? I said. ?What if you will never get back to the level of sales you had in the past? Maybe you should figure out how to stabilize the business at its current level.? For example, his nursery occupies about 400 acres. He has more land and more trees than he will need even if the housing market recovers completely. I suggested that he run a sale on trees to reduce his inventory and consider selling half his land. He could then use the proceeds of both sales?land and trees?to pay off his debt. His operating costs would be lower after downsizing, and his breakeven point would drop accordingly. ?If your goal is to stay in business because you love it,? I said, ?you?ll be better off cutting back now than floundering for two or three more years, hoping sales will improve. That will do more than eat at your equity. It will eat at your heart.? Jim thanked me and promised to let me know what happens.

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UFC 146 Video: Junior dos Santos Called 2nd Round KO? and Delivered

Junior dos Santos UFC 146 weigh-insJunior dos Santos? strategy at UFC 146 on Saturday night was to knock Frank Mir out in the second round? and he delivered.

Okay, so that wasn?t exactly the strategy; that was more the planned outcome.

But dos Santos did plan to keep his distance in round one and work Mir over from there, trying to fatigue the former champion. Then, in the second stanza, he intended to move forward more, pressuring Mir, looking for the knockout.

It turned out to be a very effective strategy for dos Santos, who may now have to rematch one of the other big men that donned the UFC 146 all-heavyweight main card in Las Vegas.

Check out what the UFC heavyweight champion had to say following his stellar effort?


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Monday, May 28, 2012

Community First Credit Union Florida Mortgage Review

Community First Credit Union of Florida has several branches and offers mortgage lending in addition to other consumer lending products.

Community First Credit Union of Florida ? Mortgage Review

According to National Credit Union Administration data, Community First Credit Union of Florida originated over $132 million in mortgages in 2010.

Note: Take a look at our post called the Top 5 Biggest Consumer Complaints!

They are listed as active on the national registry and their primary regulator is the National Credit Union Administration.

Community First Credit Union of Florida Contact Information

Website:
www.communityfirstfl.org

Phone:
(800) 342-8416

Address:
637 N Lee St Jacksonville, FL 32204

Community First Credit Union of Florida Website Review

Reviewed by The Mortgage Insider on May 25th, 2012.

The Community First Credit Union of Florida website has a page for there mortgage products. Right at the top of that page is a link to learn more about the HARP program and they say they are a registered HARP lender. Then, there are additional links to learn more about specific programs. They also have contact info for their loan officers and an online application which they call ?relatively painless? so that is good. Their mortgage rates were posted and current as of today so that is another good thing.

Now it?s your turn?

Our Visitor Company Ratings for Community First Credit Union of Florida

Read ALL the visitor reviews on this company in the comment section below.

If you?ve had personal dealings with this company, tell us about any problems, complaints, or scams?or if your experience went smoothly?tell us that. We would really like to hear your experience, not a rant, so lay out the facts as this is a ?review site?, not a ?complaints? site.

Your review can really help out future readers, so take your time and write as much or as little as it takes to accurately outline your opinion of the company.

Thanks in advance!

Check Out What Others Are Saying...Read Our Top 5 Most Commented Mortgage Reviews!

Author:?Rob K. Blake

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Principal Balance Reduction Program To Fix ... - Faith and Finance

Understanding Our Updated Principal Balance Mortgage Reduction Program To Reduce Principal Balance and Mortgage Payments For Homeowners Who Are Upside Down and Underwater. Our Program Provides a 30 Year Fixed Mortgage with low Interest Rates. Call Dave Brigle, Managing Member of Foreclosure Prevention Institute, LLC Now For More Details at 800 826-1929. Fast and Easy. Similar to a Refinance and Loan Modification, but Better! Is a National Program.
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Question by : Facing IRS audit. Can I use a tax debt relief company?
I am being audited that will result in more taxes, penalties, fees, and interest. Am I able to use a debt relief company during the audit?

Best answer:

Answer by Melinda
Tax relief firms usually deal with clients only AFTER the audit is done. You could hire a tax attorney or CPA to help you during the audit, but if you know you cannot avoid the new taxes owed after the audit it is best to save your money until after the debt assessment.

Know better? Leave your own answer in the comments!


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Lose Weight Using an Exercise Stepper Machine-10 minute trainer ...

Lose Weight Using an Exercise Stepper Machine-10 minute trainer

Exercise steppers or exercise stepper machines are great, low impact, types of workout equipment which really can help you to lose weight and improve your cardiovascular health and fitness. When you take regular exercise (at least 3 or 4 half hour sessions per week) your fitness levels increase, your resting heart rate is much lower (which causes less strain on your heart) and your stress levels can be seen to be much lower. These are just a few of the potential health and fitness benefits of working out and using an exercise stepper machine is a great way of exercising because it is low impact.10 minute trainer

What does ?low impact? mean? Low impact refers to the actual wear and tear that can occur to the joints and other moving parts of the body when exercise takes place. Walking, for instance, is considered to be a low impact form of exercise because the actual movements that are taking place are smooth and the body isn?t jolted with any sudden, fast or hard impact with any surfaces. Fast jogging, or running, on the other hand, are both considered to be quite high impact forms of exercise and so a certain amount of conditioning must take place or injuries can occur. Conditioning involved not over doing it and simply building up to more and more rigorous exercise. The secret is to just work up to running great distances as opposed to jumping in head first, being over-enthusiastic and potentially ending up with injuries which certainly hinder progress and delay goals.

So exercise stepper machines provide a low impact method of working out. This is great because those who aren?t used to exercising can pretty much start straight away (after being checked out by their doctor/GP of course). They are much less likely to experience ill effects of exercise such as muscle rips and tears like you can get when you are jogging or running.10 minute trainer

As for losing weight, this will certainly happen as long as you burn more calories per day than you consume. It really is as simply as that. Stopping eating isn?t the answer and can be bad for your health because your body may be deprived of nutrients. You might even stop losing weight this way because your metabolism might slow down because your body might go into starvation mode. This occurs when your body doesn?t know when it will receive more food (usually when people are skipping meals) and so the body starts to conserve the energy that it currently has and burns less calories.10 minute trainer

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Washington women advance two boats to Grand Finals | NCAA Crew

WEST WINDSOR, N.J. ? Washington placed two boats in the Grand Finals of the NCAA Championships on Saturday, a significant achievement for the program as it seeks a return to national prominence.

The Huskies secured entries for the varsity eight and the varsity four at Saturday's semifinals on Lake Mercer's 2,000-meter course.

It is the first time since 2008 the varsity eight has reached the Grand Final of the NCAAs. The boat advanced out of a brutal semifinal grouping, which saw the Huskies paired with Michigan, Princeton, UCLA, Yale and Ohio State. Only the top three boats move on and the message UW coach Bob Ernst delivered before the race reflected its importance: Sunday matters little if you don't race at your best today.

"The game now is to get on the podium," Ernst said. "We'll see what everyone brings (on Sunday). I'm looking forward to it."

At the start of the V8 race, few teams could match the Wolverines' punishing pace. But the Huskies remained in contact with Michigan, as well as second-place Princeton. Those positions held firm until the 1,250-meter mark as the Huskies began to take seats from the Tigers, while managing to push away from UCLA. Ohio State, which won its heat on Friday, was faltering in fifth. With 250 meters to go, the Huskies thwarted a late move by the Bruins and crossed the line third overall, finishing in 6 minutes, 18.30 seconds.

Joining the Huskies in the Grand Final will be Michigan, Princeton, Virginia, California and USC. Making the Grand Final with the flagship boat was considered a critical goal coming into the race.

While the varsity's eight spot was relatively secure, the same couldn't be said for the varsity four.

Washington's time of 7:11.25 was shade in front of Harvard's (7:12.16) for the last spot in the Grand Finals.

"It's a character check. How deep are you willing to go, and how much (pain) can you tolerate?" Ernst said. "It's important to the program to see results like that."

Note

? Both Western Washington shells qualified for the Division II grand finals with the four placing first and the eight second in repechage heats.

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Sunday, May 27, 2012

UN Security Council condemns Syria massacre

Syria blamed terrorists for the Sunday massacre of more than 100 people, including children. Washington isn't buying it. NBC's Richard Engel reports.

By NBC News and msnbc.com news services

Updated at?6:01 p.m. ET -- The U.N. Security Council on Sunday unanimously condemned the Syrian government for heavy-weapons attacks on the town of Houla, the site of a massacre of at least 108 people, including many children, the council president said.
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"The Security Council condemned in the strongest possible terms the killings, confirmed by United Nations observers, of dozens of men, women and children and the wounding of hundreds more in the village of (Houla), near Homs, in attacks that involved a series of government artillery and tank shellings on a residential neighborhood," the non-binding statement said.
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"The Security Council also condemned the killing of civilians by shooting at close range and by severe physical abuse," said the statement, which was read out after the council's three-hour emergency meeting by Azerbaijan's Deputy U.N. Ambassador Tofig Musayev.

Facing mounting international outrage over the killings, Syria earlier on Sunday accused rebels of carrying out the massacre.

Images of bloodied and lifeless young bodies, lain carefully side by side after the onslaught on Friday, triggered shock around the world and underlined the failure of a six-week-old U.N. cease-fire plan to stop the violence.

Syrian authorities blamed "terrorists" for the massacre, among the worst carnage in the 14-month-old uprising against President Bashar al-Assad, which has cost about 10,000 lives.

"Women, children and old men were shot dead. This is not the hallmark of the heroic Syrian army," Foreign Ministry spokesman Jihad Makdesi told reporters in Damascus.

Makdesi said Syrian security forces were in their local bases Friday when they were attacked by "hundreds of heavily armed gunmen" firing mortars, heavy machine guns and anti-tank missiles, staring a nine-hour battle that killed three soldiers and wounded 16.

Opposition activists said Assad's forces shelled Houla after a protest and then clashed with fighters from the Sunni Muslim-led insurgency.

Activists say Assad's ?shabbiha' militia, loyal to an establishment dominated by members of the minority Alawite sect, then hacked dozens of the victims to death, or shot them.

Maysara al-Hilawi said he saw the bodies of six children and their parents in a ransacked house in the town.

"The Abdelrazzak family house was the first one I entered. The children's corpses were piled on top of each other, either with their throats cut or shot at close range," Hilawi, an opposition activist, said by telephone from the area.

"I helped collect more than 100 bodies in the last two days, mostly women and children. The last were six members of the al-Kurdi family. A father and his five kids. The mother is missing," he said.

Damascus protesters shot dead
Syrian forces shot dead two men on Sunday at a protest in Damascus against the killings in Houla, opposition activists said. The men's funerals also turned into demonstrations.

Footage broadcast by activists in the Damascus suburb of Yalda showed a crowd of hundreds at one of the men's funerals shouting "the people want the downfall of the regime."

Shaam News Network / AFP - Getty Images

A picture released by the Syrian opposition's Shaam News Network allegedly shows smoke billowing following a blast targeting a Syrian security forces vehicle on the ringroad outside the Damascus Mazze district early Sunday.

The U.N. Security Council held an emergency meeting Sunday to discuss the killings.

The United Nations believes that at least 108 people were killed in?the massacre, the U.N. peacekeeping chief Herve Ladsous told the meeting.

U.N. observers in Syria have confirmed that artillery and tank shells were fired, U.N.?Secretary-General Ban Ki-moon said in a letter to the Security Council.

The letter, which was obtained by Reuters, said the observers "viewed the bodies of the dead and confirmed from an examination of ordnance that artillery and tank shells were fired at a residential neighborhood."

Western countries and Arab states opposed to Assad put the blame for the deaths squarely on Damascus.

The Gulf Cooperation Council of Sunni-led monarchies accused Assad's soldiers of using excessive force and urged the international community to "assume its responsibilities to halt the daily bloodshed in Syria."

EU foreign policy chief Catherine Ashton spoke of a "heinous act perpetrated by the Syrian regime against its own civilian population" in a statement on Sunday. The head of the European parliament said it could amount to a war crime.

'Rule by murder'
"We are horrified by credible reports of targeting killing, including stabbing and ax attacks on women and children in Houla. These acts serve as a vile testament to an illegitimate regime that responds to peaceful political protest with unspeakable and inhuman brutality," U.S. National Security Council spokesman Tommy Vietor said Sunday.

U.S. Secretary of State Hillary Clinton demanded that those who carried out the killings be held to account.

"The United States will work with the international community to intensify our pressure on Assad and his cronies, whose rule by murder and fear must come to an end," she said.

France said it would call a meeting of the Friends of Syria, a group of Western and Arab countries keen to see Assad removed.

Britain said it would summon Syria's envoy over the massacre and that it would call for a meeting of the U.N. Security Council in coming days.

The United Arab Emirates requested an urgent meeting of the Arab League, whose head, Nabil Elaraby, urged the U.S. Security Council to stop the killing.

Former U.N. Secretary-General Annan is to brief the U.N. Security Council on Wednesday and is likely to be guided on who is responsible by reports from U.N. observers in Houla.

Although the cease-fire plan negotiated by Annan has failed to stop the violence, the United Nations is nearing full deployment of a 300-strong unarmed observer force meant to monitor a truce.

The plan calls for a truce, withdrawal of troops from cities and dialogue between government and opposition.

Syria calls the revolt a "terrorist" conspiracy run from abroad, a veiled reference to Sunni Muslim Gulf powers that want to see weapons provided to the insurgents.

The United Nations has accused Assad's forces and insurgents alike of grave human rights abuses, including summary executions and torture.

NBC News contributed to this report from Reuters.

More world news from msnbc.com and NBC News:

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Motorola shows off Ice Cream Sandwich on a Droid RAZR, sprinkles in Webtop 3.0

Image

Although Motorola outed its Android Ice Cream Sandwich rollout plans back in February, we've only seen leaked glimpses of what its skinned version the OS would be like for its handsets. That's changed recently thanks to Motorola's Japanese website, where a new ICS landing page features nine demo videos showcasing the software on a Droid RAZR. Among the clips, which highlight features from updated icons to a revamped lockscreen, there's also a detailed look at the LapDock-friendly Webtop 3.0 UI. Sadly however, there isn't any new word on the rollout schedule past the update Moto detailed on the 18th. You can treat yourself to some of the eye candy by clicking past the break, and you'll find all the vids by hitting the source link below -- but do keep in mind that most of clips aren't voiced in English.

Continue reading Motorola shows off Ice Cream Sandwich on a Droid RAZR, sprinkles in Webtop 3.0

Motorola shows off Ice Cream Sandwich on a Droid RAZR, sprinkles in Webtop 3.0 originally appeared on Engadget on Sat, 26 May 2012 20:16:00 EDT. Please see our terms for use of feeds.

Permalink The Verge, Droid Life  |  sourceMotorola Japan (translated)  | Email this | Comments

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home improvement - Considerations For Putting A TV Up On A Wall











A popular way to mount a flat screen television is on a wall. People like the minimal impact that it makes in a room as far as its footprint, but it adds a certain style that looks cool and impressive. That is why people like to hang them on the wall and not use a traditional television stand. You can mount them almost anywhere, as long as you have the right mounting hardware and a wall that is sturdy enough to handle the extra weight.

Mounting them the wrong way or not using real hardware, rigging something up on your own, is dangerous. It can fall and damage the television, the wall and anything that happens to be sitting under the television at the time. Another thing to think about is the wires needed to connect the television to the other components and to a power outlet. Many times the builder will take this into account in newer homes and has hidden a way to supply the power and a way to hook up everything.

Yet in older homes this is usually not an option without doing a little bit of remodeling. Another option besides mounting directly on the wall is to put the television on a shelf. This way it can be very close to the wall, take up less floor space and looks like it is hanging on the wall. This can work on a mantle over a fireplace or on a shelf specially built for the television. But once again, the shelf needs to be able to hold the weight of the television as well as have access to electricity.

This is often more trouble than it's worth for most people. It really comes down to a personal choice and preference and how much work and money you want to throw at the project. But remember, if you aren't going to hang the television on the wall, you still need some sort of stand to place it on. Most stands, even old ones for conventional tube televisions, will work. But they take up almost as much floor space as the big old televisions used to take up.

That's the great thing about these new flat screen televisions. They not only have better picture quality, but they also take up much less area. This is great, especially if you have a small room without a lot of extra room for bulky furniture. But everything has concerns to go along with the positives; you just have to decide which ones are most significant to you.

Lots of people like to do small projects around their house and they need the right tools for those projects. Going to toolhq.com.au today will help you find the right tools. Tool HQ will give you a huge choice to choose from, and their are specialists if you need help.

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Saturday, May 26, 2012

PSA: Samsung giving free Olympics tickets to early Galaxy S III buyers at London store, hopes you'll vault the queue

Image

Are you a Londoner so taken with the Galaxy S III that you want to pre-order one before you've even held an in-store dummy unit? Samsung wants to give you a little something something for your eagerness: namely, Olympics tickets. The first 50 who pre-order the giant phone and pick it up at the Westfield Stratford City store on May 29th will get free passes to watch the home team run and leap its way towards a few medals. If you're hoping to claim the reward, though, be prepared to get into the kinds of lines that Samsung skewered in ads just a few months ago. Customers are being asked to show an hour ahead of the 6PM on-sale moment, and the limited slots for ticket winners could easily Samsung repeat its sale-driven Australian lineups in the northern hemisphere. There's no word yet on whether or not the promo will make the leap to Mobile Pin pop-up stores, but we wouldn't be surprised if Samsung spreads the perks around.

PSA: Samsung giving free Olympics tickets to early Galaxy S III buyers at London store, hopes you'll vault the queue originally appeared on Engadget on Fri, 25 May 2012 16:41:00 EDT. Please see our terms for use of feeds.

Permalink Android Central  |   | Email this | Comments


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Germany - FSV Frankfurt vs 1. FC Union Berlin


Starting Lineup

Players to watch



??? Color References: ??? GK, DF, DM, MF, FW , Unknown Pos

??? User Contributed Notes

  • Argentina River Plate ? ? Tabla de posiciones: 1- Rosario Central 69, 2- River e Instituto 67, 4-Quilmes 6
  • Brazil Corinthians ? ? O Tim?o treinou nesta tarde, e rolou at? um bolo de anivers?rio para o t?cni
  • Brazil Flamengo ? ? Duelo de Remo de Campos dos Goytacazes
  • Canada Toronto FC ? ? GO Transit reporting some delays. Plan accordingly as you travel to Exhibition -
  • England England ? ? Henriksen forces a save from Robert Green with a powerful shot from the right ha
  • England Manchester City ? ? Great to see Joleon Lescott and James Milner in the starting XI for England toni
  • England West Bromwich Albion ? ? Akpala admits to Prem liking
  • Germany Germany ? ? Eilers: "Keine Einspruchsgrundlage"
  • Greece Olympiakos ? ? ?????????? - ?. ?. ???????????? 11-5
  • Italy Inter Milan ? ? Foto: Indonesia-Inter 2-4
  • Mexico Mexico ? ? Seleccion Nacional Cambio del equipo Francia al minuto 52 entra Terence Makengo
  • Netherlands Ajax Amsterdam ? ? Daphne Koster is de eerste vrouwelijke Ajacied. Zij zal komend seizoen in het vr
  • South Korea South Korea ? ? ?????, ??? ?? ??? ?? ->AFC ??????
  • Spain Barcelona ? ? From 21:45, watch the celebration live streaming on Youtube!
  • Spain Real Madrid ? ? Iker Casillas igual? a Thuram como jugador con m?s victorias con la Selecci?n
  • Turkey Galatasaray ? ? Abdurrahim Albayrak: "Benim s?yledi?im markalar? kullanan arkada?lar?m?z a
  • Ukraine Dnipro Dnipropetrovsk ? ? ??????????? ? ???????
  • Argentina Union Santa Fe ? ? 26-May, La Filial Paran? cumple 6 a?os
  • Brazil Fluminense ? ? 26-May, Anderson ressalta que seu lado torcedor o motiva ainda mais no Brasile
  • Canada Montreal Impact ? ? 26-May, Opponent watch : Colorado Rapids - A game of threes
  • Czech Rep. Sparta Praha ? ? 26-May, Junio?i zakon?ili sezonu v?t?zstv?m ve Znojm?
  • England Arsenal ? ? 26-May, Sagna expects Van Persie commitment
  • England Leicester City ? ? 26-May, Foxes eye Shorey steal
  • England Stoke City ? ? 26-May, Pulis targets duo deal
  • England Sunderland ? ? 26-May, Wolves hitman cool for Cats
  • France FC Girondins de Bordeaux ? ? 26-May, Henrique ? ? Souley m?a vraiment impressionn? ?
  • France Toulouse FC ? ? 26-May, Le S?n?gal gagne avec MBengue
  • Germany FF USV Jena ? ? 24-May, Tabellenplatz 10 soll am Ende stehen! - Der FF USV l?dt am Pfingstmon
  • Germany Hamburger SV ? ? 26-May, Fu?ballfest in der Imtech Arena: Brasilien schl?gt D?nemark mit 3:1
  • Germany Werder Bremen ? ? 26-May, Norddeutscher Meister! U 17 gewinnt in Kiel
  • Netherlands PSV Eindhoven ? ? 26-May, Bouma, Strootman en Willems naar EK; Lens valt af
  • Portugal Academica ? ? 26-May, Juniores: Acad?mica empata no Estoril
  • Spain CD Guadalajara ? ? 25-May, Partido pro-donaci?n (Guadalajara ? Almer?a)
  • USA San Jose Earthquakes ? ? 26-May, Yallop earns prestigious honor from Canadian Soccer Association
  • USA Seattle Sounders ? ? 26-May, A look at Chivas USA
  • Wales Swansea City ? ? 26-May, Spurs starlet eyes new Swans loan
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